These General Terms and Conditions ("Terms") govern your use of the services, information, and content (collectively, the "Services") provided by Novantum Advisory Group ("Novantum," "we," "us," or "our"), including:

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General

These General Terms and Conditions ("Terms") govern your use of the services, information, and content (collectively, the "Services") provided by Novantum Advisory Group ("Novantum," "we," "us," or "our"), including:

1. the Novantum website located at (the "Site");
2. any tools, publications, downloadable resources, and media provided on the Site;
3. any online or offline forums, events, briefings, or educational programs hosted by Novantum Advisory Group.

In these Terms, "you," "your," or the "User" refers to any person using the Services.

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1. Acceptance of the Terms

By accessing or using the Site or Services, you agree to be bound by these Terms and by any amendments in effect at the time of your visit. You may not use the Services if you do not accept the Terms. Novantum Advisory Group may amend the Terms at any time by posting the amended Terms on the Site. They will automatically be effective after they are posted on the Site. To the extent that you have used the Services prior to any amendment to the Terms, the Terms in effect at the time that you used the relevant Services will continue to be in effect solely with respect to your prior use of those Services. You understand and agree that if you use the Services after the date on which the Terms have changed, Novantum Advisory Group will treat your use as acceptance of the updated Terms.

Before you continue, you should print off or save a local copy of the Terms for your records.

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2. Registration

To take advantage of certain services on the Site, you may be required to be a registered User. When you register, you agree to: (a) Provide accurate, current, and complete information requested in the registration process; (b) Maintain the confidentiality of your username and password; and (c) Accept responsibility for all activities under your account.

During the registration process, you may be required to select a username and password for your individual account. You are solely responsible for maintaining the confidentiality of your username and password, and for all activities that occur under your account, including all content uploaded or posted, statements made, or acts or omissions that occur through the use of your account. We reserve the right to suspend or terminate accounts if we suspect that an unauthorized person is using the account or if you provide fraudulent or misleading information or otherwise do not comply with these Terms or the Privacy Policy. If you learn of any unauthorized use of your username or password, you agree to notify us immediately. Novantum Advisory Group disclaims and is in no way liable for any claims related to the use or misuse of your username and password.

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3. Content

All information presented at Novantum Advisory Group events, forums, or on the Site, including all articles, information, text, graphics, images, webcasts, hyperlinks, statements, blogs, and other materials either provided by Novantum Advisory Group or by others (the "Content"), is presented as a general service. Novantum Advisory Group is not responsible for content posted, presented by, or made by any speaker, contributor, or author of information or Content. Statements or opinions expressed reflect the view of the speaker(s), contributor(s), or author(s) and do not represent official policy of Novantum Advisory Group unless so stated.

We classify the Content as:

• "General Content" – articles and general information about Novantum and relevant industry topics
• "User Submissions" – user-submitted content, comments, feedback, and other user-generated materials

You may use General Content made available by Novantum on the Site, provided that you (1) do not remove any branding elements or proprietary rights notice language in all copies of such documents; (2) use such information only for your own personal, or your organization's own non-commercial educational purpose; (3) make no modifications to any such information.

You may also distribute the General Content freely for non-commercial purposes provided that (a) all copies of the General Content distributed display a clear attribution notice showing Novantum Advisory Group (and the creator of the General Content, if not Novantum) as the owner and/or source of the General Content, and listing the domain name of the Site from which you obtained the General Content; (b) you do not modify the content or make any representations or warranties relating to such General Content; (c) you do not remove any proprietary rights notice language in such copies; (d) you indemnify Novantum Advisory Group against any liability arising from use of such General Content.

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4. Advisory Services

The Site and Services are produced for educational purposes and to provide information about Novantum Advisory Group. While Novantum strives to provide accurate and current information, some the Content may not be accurate, current or complete. Novantum Advisory Group DOES NOT PROVIDE ANY FINANCIAL ADVISORY, TAX ADVISORY, LEGAL ADVISORY, COMPLIANCE ADVISORY, OR AUDIT ADVISORY SERVICES. THE SERVICES AND INFORMATION DO NOT CONSTITUTE ANY LEGAL ADVICE OR ANY OPINION UPON WHICH YOU SHOULD RELY. YOU AGREE TO SEEK ADVICE FROM A QUALIFIED PROFESSIONAL PRIOR TO MAKING ANY DECISIONS RELATING TO ANY SUBJECT ADDRESSED IN THE SERVICES OR CONTENT.

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5. Community and Third-Party Services

Novantum Advisory Group does not endorse any user-submitted Content or any speaker, author, or contributor to the Services, or any opinion, recommendation, or advice expressed therein. Novantum Advisory Group expressly disclaims any and all liability in connection with Content.

The Site may include links to other websites or services solely as a convenience to Users ("Linked Sites"). Novantum Advisory Group does not endorse any such Linked Sites or the information, material, products, or services contained on or accessible through Linked Sites. Furthermore, Novantum makes no express or implied warranties with regard to the information, material, products, or services that are contained on or accessible through Linked Sites. ACCESS AND USE OF LINKED SITES, INCLUDING THE INFORMATION, MATERIAL, PRODUCTS, AND SERVICES ON LINKED SITES OR AVAILABLE THROUGH LINKED SITES, IS SOLELY AT YOUR OWN RISK.

Novantum Advisory Group does not (a) guarantee any result from use of Third-Party Services, or (b) warrant any results from your use or reliance on the Third-Party Services. YOU AGREE THAT YOUR USE OF THIRD-PARTY SERVICES IS AT YOUR SOLE RISK. NOVANTUM ADVISORY GROUP SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE, FROM THIRD-PARTY SERVICES, OR ANY USER-SUBMITTED CONTENT.

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6. Your Submissions and Activities

General

You are responsible for any information, text, files, or other materials you submit, post, or display on or through the Site ("User Submissions"). Novantum Advisory Group reserves the right to remove any User Submissions for any reason.

User Submissions

By providing User Submissions, you grant Novantum Advisory Group a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, transferable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Submissions throughout the world in any media. You represent and warrant that: (a) you own or otherwise control all of the rights to the User Submissions; (b) the User Submissions are accurate; (c) use of the User Submissions does not violate these Terms and will not cause injury to any person or entity.

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7. Your Use of the Site

In using the Site and Services, you must not:

• Post or transmit any information that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
• Impersonate any person or entity or misrepresent your affiliation with a person or entity.
• Post or transmit any advertising, promotional materials, "junk mail," "spam," or any other form of solicitation.
• Post or transmit any materials that contain software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware.
• Violate any applicable local, state, national, or international law.
• "Scraping" or "Harvesting" — You may not use any robot, spider, scraper, or other automated means to access the Site for any purpose or to copy any Content from the Site.
• Use the Site in any manner that could damage, disable, overburden, or impair the Site.

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8. Use of the Recruiting Platform

Your resume and other personal information may be collected through the Site's Recruiting Platform. By using this platform, you agree that Novantum Advisory Group may use this information for recruiting purposes. You agree not to post any incomplete, false, or inaccurate information.

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9. Privacy

Your privacy is very important to us. Our Privacy Policy, available on the Site, explains how we collect and use your personal information. By using the Services, you agree to the collection and use of your information as described in the Privacy Policy.

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10. Security of Data Transmission and Storage

We use commercially reasonable measures to protect the security of your information. However, no data transmission over the internet or data storage system is 100% secure. You use the Site and Services at your own risk.

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11. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NOVANTUM ADVISORY GROUP DISCLAIMS ALL WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

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12. Disclaimer of Liabilities

UNDER NO CIRCUMSTANCES SHALL NOVANTUM ADVISORY GROUP BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, WHETHER OR NOT THE DAMAGES WERE FORESEEABLE AND WHETHER OR NOT NOVANTUM ADVISORY GROUP WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

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13. Sole and Exclusive Remedies

IF YOU ARE DISSATISFIED WITH THE SITE, THE SERVICES, OR THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND SERVICES.

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14. Indemnification

You agree to indemnify, defend, and hold harmless Novantum Advisory Group and its officers, directors, employees, and agents from and against all claims, losses, expenses, damages, and costs (including reasonable attorneys' fees) resulting from any violation of these Terms by you.

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15. Intellectual Property Rights

Ownership

Novantum Advisory Group and its licensors own all right, title, and interest in and to the Site and Services, including all intellectual property rights.

DMCA Section

If you believe that your work has been copied in a way that constitutes copyright infringement, please follow the procedures outlined in our DMCA Policy.

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16. DMCA Requirements

To file a notice of infringement, you must provide our Copyright Agent with a written communication that includes:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
2. Identification of the copyrighted work claimed to have been infringed.
3. Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material.
4. Your contact information, including your address, telephone number, and email address.
5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
6. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Please put "Notice of Infringement" in the subject line of all such notifications, and send the notification to:

Copyright Agent
Novantum Advisory Group
510 Meadowmont Village Circle
Chapel Hill, NC 27517
+1 (404) 456-4547
Email: [email protected]

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17. Copyright Infringement

Novantum Advisory Group will process and investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act and other applicable intellectual property laws.

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18. Amendments to Services and Termination

Novantum Advisory Group reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that Novantum Advisory Group shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services. We may terminate your access to the Site or Services at any time, for any reason, without notice.

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19. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in North Carolina.

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20. Dispute Resolution

In the event of any dispute arising out of or relating to these Terms, the parties shall first attempt to resolve the dispute through good faith negotiations. If the dispute cannot be resolved through negotiations, it shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in North Carolina. You agree that any arbitration or proceeding shall be limited to the dispute between you and us individually. You agree to waive the right to participate as a plaintiff or class member in any purported class action, collective action, or representative proceeding.

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21. Miscellaneous

Entire Agreement

Except as otherwise expressly provided for in these Terms, these Terms set forth the entire agreement between you and Novantum Advisory Group regarding the subject matter of these Terms, and supersede all prior promises, agreements, or representations, whether written or oral regarding such subject matter. In these Terms, the term "including" means "including without limitation."

Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

Assignment

You may not assign or transfer these terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

No Agency

Nothing in these Terms shall be construed to create a partnership, joint venture, or agency relationship between you and Novantum Advisory Group.

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22. Accessibility

We are committed to ensuring our Site is accessible to individuals with disabilities. If you have difficulty accessing any part of our Site, please contact us at [email protected], and we will work with you to provide the information or services you seek through an alternative communication method.

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23. Contact Information

If you have any questions about these Terms, please contact us at:

Novantum Advisory Group
510 Meadowmont Village Circle
Chapel Hill, NC 27517
Phone: +1 (404) 456-4547
Email: [email protected]

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24. Acknowledgment

BY USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.